In recent years, due to the economic crisis that has come up in Italy, the need to make loans has grown more and more, if you do not want to make classic loans that you ask for in the bank, but you are looking for loans between individuals serious it seems difficult to find them, but it is very simple, just follow some small tricks.
What is it and what are private loans?
Before going to look for a loan between private individuals, it is essential to know what it is, first of all loans between private individuals are loans that take place from private individuals, without going to banks or other financial companies. Funding is usually done through a broker who will meet the person who needs a loan and the person who will borrow.
The operation of these loans is extremely simple, in fact the person who has money to lend turns to a company that deals with loans between private individuals, obviously these agencies can be found both online and in the place where you live, then the person you want lending the money will be able to pay the money by choosing the interest rate he / she wishes and the duration of the loan, moreover a money lender will have the right to choose whether to lend one’s money only to some classes or to all and can also decide whether to lend the own money for a longer time or for a shorter time, obviously if you are going to lend your money to greater classes, then it will be possible to lend your money quickly, finally the task that the agency has is to bring together the money lender and the person who wants a loan in order to offer very competitive solutions and interest rates.
Are loans between individuals always serious and reliable?
After seeing how loans between individuals work and what they are, it is good to understand which of all the agencies that guarantee loans between individuals are the most reliable.
When you go to an agency of financial intermediaries you must make sure that it is: registered in the register of payment institutions, then it must be registered in the List of financial intermediaries and finally must have the authorization to operate as an institution of payment. Obviously there are several of these agencies around, but you have to be very careful before you get screwed.
Is It Safe To Take Three Private Online Loans?
If you want to take out loans online between individuals, you have to be very careful, because very often you don’t know which company you are going to find.
First of all, before making a loan between private individuals it is good to inquire and understand which are the largest, best known and safest agencies, then you must also take into account their experience and even if they have been authorized directly by the bank to operate as financial intermediaries, if c is the middle bank so it’s better.
Obviously if you decide to look for the loan online you will not have to deal with the lender, but it is not necessary if the company that deals with loans between private individuals is safe, as the lender will only have to sign a contract in which you specify that it is committed to respecting the rules that protect both the lender and the person seeking the loan, therefore finding if you are looking for a loan between serious private individuals, this depends only on the company to which you are going to apply and not to the lender.
It is good to know that the interest rate must be fixed, otherwise there will be the risk of a report that will make the customer a bad payer.
Why is it good to apply for loans between individuals?
Often the people who apply for loans between private individuals are those who have been reported in the register and therefore cannot in any way access other personal loans such as loans for bad payers, or even if they have been reported for Protestants. and you cannot ask for loans for Protestants, at this point therefore the only option that remains is to apply to loans between private individuals, which will therefore allow you to have the loan or loan that the applicant will need.
The people reported in this way can get the loan thanks to the brokerage agencies, which let the money lenders free to choose which risk classes they want to deal with, the choice goes from class A therefore from people not reported and not bad payers, up to class K or the highest risk class.
Then the lender can choose the classes he wants without obstacles, in a totally free way.
Are loans between individuals illegal?
Although it may seem on the one hand, loans between private individuals are not absolutely illegal, but obviously everything that has been established by law must be respected. It is absolutely legal therefore to rely on a loan company between Italian private individuals, also because these companies are always authorized to operate directly from the bank, of course it is also binding to lend money to acquaintances, relatives and also to friends obviously in full compliance with the rules, but it is certainly better that it be protected by a contract.
Can loans be obtained between private Italians in 24 to 48 hours maximum?
Surely if you rely on a serious private loan company the loans are very safe, and it is also very simple to apply for these loans online and also very fast, so you will know if the request will be accepted in a short time, then this also depends for example, by the subjects in question, if the loan is requested by a retired person or by employees, very quick answers are obtained, instead if the loan is requested by the self-employed, the response will take a little longer to arrive, or even if instead the loan application comes from bad payers, Protestants or unemployed, generally the loan application will be rejected.
The security of loans between individuals is guaranteed very often by the company you rely on as written above, so be very careful.
Are loans between Italian individuals affordable?
If we talk about security, all in all they are safe, because we turn to a company specialized in this, even the interest rate is much cheaper than the usual loans in banks, even for those who lend money it is a very operation safe, as bad payers are often cut off, but if the lender decides to finance a bad payer, the Interest rate is much higher and therefore would earn more.
Obviously it can be confirmed that the loans between Italian private individuals are convenient both because those looking for a loan can have it without paying high interest rates, but also for those who have money and want to earn something more.
Private loans between Italians to young advances 2019
For the year 2019 many online private loan agencies are not trying to improve and grow more and more and precisely for this reason they are trying to make private loans not only between Italian people but also with people who live outside of Italy, obviously maintaining maximum security, is a fairly ambitious project but with commitment you will still be able to implement it.