Good lender loan for civil servants
In general, it is known that workers in the public sector, enrolled in state or parastatal enterprises, enjoy preferential conditions for loans. Good lender offers you, if you are a civil servant, a whole series of interesting opportunities designed especially for you, even if you are a pensioner.
The maximum amount that can be requested corresponds to $ 100,000 and the amortization plan with a maximum duration of 120 months is characterized by various concessions.
In view of future needs, the reload option deserves a special mention, since starting from the payment of the sixth installment, you will have the possibility to request information from the Good lender Bank if it is possible to take advantage of additional concessions, such as the postponement of one or multiple dates to pay. If this is possible, this is largely due to the Flexi option.
School Loan Plus
The classic fixed rate loan, conceived by Good lender in reference to the future of your children. To make it better, the study is crucial. For this reason, in the varied range of Good lender loans, those with primary target students could certainly not be missing.
The credit institution in question directly pays for the school books, the expenses to be faced in the course of studies, from high school to university. Also because, given that the costs are concentrated in a specific period of the year, namely the month of August, when Italian families have already spent on the holidays, not everyone can afford them.
Among the most noteworthy opportunities for the most prepared students, the Good lender loan Discount and Praise and the Good lender loan Futuriamo stand out. However, there is not only school, since paying for a language course, a music course, a trip abroad or even more passion that your child, as a young student, can have, is possible with Good lender.
The beauty of Good lender loan lies in the security and benefits of a loan with a constant installment and a fixed rate, since, knowing perfectly what budget share you will have to allocate each month to the installment, you will have the opportunity to better plan your investments and your expenses. The fixed TAN of 3.90% and the APR of 3.97% on amounts between 500 USD and 3,000 USD, easily repayable in a span of 6/12 months is really ultra convenient.
A fixed rate loan for maximum amounts of $ 20,000. The underlying logic of this type of loan is all about the possibility of giving substantial help to all those young students who would like to face the new challenges of the next course of study, be it a university course or a specialist master’s degree.
They will be assisted by a series of guarantees that Good lender deems suitable, starting from the third party guarantee. Pre-amortization ranges from one year to three years. As a student, it is up to you to choose whether to proceed with the repayment of the pre-amortization interest by distribution on the subsequent amortization installments or to opt for the reimbursement of the pre-amortization interest through very convenient mini installments, as they focus exclusively and exclusively on interest. The repayment of the entire capital is deferred in fact to a date to be allocated.
The requirements for a loan from the credit institution owned by the BNP Paribas Group are as follows:
- be aged between 18 and 75;
- be resident in Italy;
- being an employee in public, parastatal, private, retired or even self-employed companies: a conditio sine qua non is that of having a demonstrable income by means of a paycheck, a pension slip or a tax return;
- the maximum eligible amount is 60,000 USD. If you want to calculate the monthly installments to access a loan with Findomestic, you can use the appropriate online tool on the homepage of the website. There you will be able to know, based on the amount you need and the project you intend to finance, what is the solution most in line with your needs.
These are all the loans offered by Good lender. The offer is decidedly varied and addressed to numerous targets. We must not forget that Findomestic is the Good lender group focused on loans and subsidized loans.
And even there, taking a look at personal loans, non-finalized loans and Cession of the Fifth can prove to be very advantageous, given the conditions that are on average more favorable than those of the competition. What matters is that there is something for all needs with Good lender.